Don't Refinance With Your Current Lender Until YOU Read This Article!  

Chances are you have received an offer from your current lender offering you a rate that is considerably lower than what you currently have!  This is in addition to the countless offers from other lenders as well!

First, your lender will be as vague as the others!  They will subtly steer you into refinancing with them because of an implied "trust us, since we are your current lender, we will make the process easy and simple for you!"   The fact is that "your current lender" is nothing more than a mortgage servicing company, who merely sends out monthly payment coupons and maintains escrow accounting!  Your loan with your current "name" lender was packaged with other loans and sold to investors, so the only link you have with your lender is as a mortgage service provider.

 
These choices are very difficult for the average person or family to determine the pros and cons of each offer in order to make the right decision.  Each lender will promote an offer that is slightly different from the others, adding more confusion to the process. 

The bottom line is that by relying on Bon Air Mortgage Company to determine the right lender for your particular scenario and goals will offer you the best loan!  We represent numerous lenders (probably including your current lender) and we will select the best lender that matches your scenario.  For example, several of our lenders reward borrowers with high credit scores and high loan amouts and others penalize lower loan amounts, etc., so how do you know if your current lender is a rewarder or a penalizer?     

  A simple, no-obligation call to us can help answer your questions!